The user of this website admits that he is a natural or legal user of the site and that he has attained majority and is capable of entering into a contract as per the law of the land. The user has full authority to use the website, it has to be assumed, as the case may be, i.e., authorised persons in case of companies, partnerships etc. He further agrees to strictly abide by the terms and conditions of the company and the “Privacy Policy”. If anything contrary is found, i.e., age, information, the profile of the user may be immediately deleted without notice. This is an agreement between the website company and the user.

The information may also be shared with third party verification agencies and collection agencies etc.


The User also unequivocally agrees to provide true, accurate, current and complete information as sought by the registration form of the Website. Your personal information as User of this Website shall not be shared by the company to any unrelated third parties.


The website has full right and authority to supervise and / or monitor the website and also includes the right to supervise and / or monitor the contents contained in the account of the user. Inappropriate or material not allowed to be uploaded legally may be removed as per the Terms and Conditions and the “VIG K Finance Privacy Policy” and no claims can be made against the website. The removal may be without notice to the concerned user/s.


The website is committed to protecting the privacy and the confidentiality of the personal information of the user. It will take all reasonable steps from unauthorized disclosure. However, there can be no liability fastened upon the website whatsoever for any disclosure of personal information due to unauthorized third party access/hacking or other acts or omissions of third parties, or any other acts or omissions beyond reasonable control and authority of the website. You are further advised to read the “Privacy Policy” of the website for greater details.

“VIG K Finance” reserves the right to disclose information shared by you with entities engaged in providing the credit scores or credit information related services like CRIF High Mark, CIBIL, etc.

The company will have the following consent from the user in express words for the information provided by the user.

(a) To get credit scores from various rating agencies;

(b) to get further information from other private and government agencies / persons / individuals/ companies/ firms etc. to validate, authenticate check the details of the user which may be used to assess the financial creditworthiness of the user;

(c) as stated in the “Privacy Policy” of the website.

The user gives his express consent to make the information available outside India also, if required.

If the user wishes to use the Website, he / she is required to maintain an account and will be required to furnish certain information and details, including his / her name, email id, contact number and any other information deemed necessary by the company. By providing his / her contact coordinates, the user expresses consent to let VIG K Finance send promotional and informational communication from time to time, even if he/she is covered by Do Not Disturb services. He / she will be responsible for maintaining the confidentiality and security of his / her account, password, activities that occur in or through your account and he would further ensure that his information is not shared by anyone else in an unauthorized manner. The user agrees to accept responsibility for all activities that occur under your account or password. The user should take all necessary steps to ensure that the password or any other information is kept confidential and secure and should inform the company immediately if you have any reason to believe that your password or any other information has become known to anyone else, or if the password or any other information is being, or is likely to be, used in an unauthorized manner. The user is to ensure that the details provided by him /her are true, correct, accurate and complete and inform the website immediately of any changes to the information that he / she has provided when registering or at a later stage.


By accessing, using and/or providing User Submissions to or through this Site, you agree to indemnify, defend and hold harmless the company from and against any actual or alleged claims, demands, causes of action, judgments, liabilities, losses, damages, and all costs and all expenses of defence arising out of or relating to:

(a) your breach of your representations;

(b) your unauthorized use and / or access to the site;

(c) your violation of any third party right, including but not limited to intellectual property rights, privacy rights etc.

(d) any claim that one of the submissions made by you caused damage to a third party;

(e) your violation of these Terms and Conditions or any law;

(f) a claim by a third party that is based on your use of this Site and/or the Content;

(g) Company’s and/or Affiliate's use of any information you provide, including, without limitation, User Submissions or

(h) any misrepresentation made by you, etc. You will cooperate as fully and as reasonably required in Company's defence of any claim. You shall not in any event settle any matter without the written consent of the company. This defence and indemnification obligation will survive termination of these Terms and Conditions or discontinuance of your use of the website.


In case of any complaint, a complaint may be made in writing via an e-mail to Ms. Hemlata Sharma at privacy@vigkfinance.com who would be the Grievance Officer and he would try and sort out the issue and amicably settle the issues at the earliest.


The user has chosen to use the website at his / her own risk and the company / website is not liable for any loss etc. caused to the user for any reason whatsoever. In case the user is not satisfied with the terms and conditions, he / she is advised not to use the website.

The user accepts that the company is not liable for any loss or damage of any nature due to any force majeure event.

Notwithstanding anything to the contrary contained herein, neither the company nor its affiliated companies, subsidiaries, officers, directors, employees or any related party shall have any liability to you or to any third party for any direct, indirect, incidental, special or consequential damages or any loss of revenue or profits or loss of expectations or actual loss arising under or relating to these terms and conditions. To the maximum extent permitted by law, you waive, release, discharge and hold harmless the company, its affiliated and subsidiary companies, and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of your use of the Website.


The Website may include links to other websites. The inclusion of a link does not imply any endorsement, consent, express or implied, by “VIG K Finance” of the third party website, or the information on the third party website. If the Users submit personal information to any of those websites, such information is governed by the privacy policies of such third party websites and “VIG K Finance” will have no responsibility or liability with respect to the doings of those other websites. It is recommended that the user reads and understands the policies of such third party websites. In case of doubts, disagreements with the terms and conditions please do not use the website in any manner, much less the question of taking services. The website does not take any liability of the losses, damages caused by the use of other websites.


The present “Terms and Conditions" are final and so is the “VIG K Finance Privacy Policy”.


In case one or more clauses of the terms are found to be invalid by a Court of competent jurisdiction, the rest of the Agreement will be enforced and that one clause held to be invalid, will have no effect on the rest of the Agreement.


VIG K Finance sends promotional and informational sms/messages from time to time, even if he/she don`t want the sms please opt out of this service by sending a message on 9650091469.    


In case of any disputes arising out the terms and conditions herein, the laws of India will apply and the Courts at Delhi will have exclusive jurisdiction to deal with the issues.